BDO Check Calculator
Real-time transaction fee computation — BDO card payments
Payment Configuration
Max 3 months only
Amount Entry
Gross amount before any deductions
₱
Portion to charge via BDO card (leave blank for full)
₱
Prior payment to deduct from BDO charge
₱
Summary
No computation yet
Enter a purchase amount of at least ₱3,000 to see the summary.
Business Rules
BNPL Rate by Term
| Term | Rate | Note |
|---|---|---|
| 3 months | 3.75% | Max for BNPL 0% |
| 6 months | 6.25% | Regular only |
| 9 months | 9.75% | Regular only |
| 12 months | 12.00% | Regular only |
Fee Formulas
BNPL 0%
(Amt × 3.75%) + ₱20
VAT: ₱20 × 12% = ₱2.40
Regular Installment
(Amt × 1.5%) + ₱20
VAT: ₱20 × 12% = ₱2.40
Straight Payment
(Amt × 3.5%) + ₱15
VAT: (Amt × 0.5% + ₱10) × 12%
Cash
No fees applicable
Key Rules
- 🏦Installment is for BDO Card holders only
- ₱Minimum purchase: ₱3,000.00
- 📅BNPL 0%: 3 months maximum only
- 🗓Regular Installment: up to 36 months
- 🔢Max per transaction: ₱100,000.00
- 💳Straight Payment: non-BDO cards only